Contractor Program

Eligible Carriers

  • Starstone
  • Berkshire

Acceptable Market Segments:

  • Contractors who pay prevailing wages and provide employee benefits package
  • Street & Road Construction**
  • Framing Contractors**
  • Drywall & Insulation Contractors
  • Water / Sewer & Excavation Contractors**
  • Electrical, Plumbing, HVAC Contractors

Programs Available

  • Guaranteed Cost
  • Retrospective Rated**

Submission Requirements*

  • ACORD workers’ compensation application
  • Currently valued loss runs for five prior years in business
  • Payroll history, by class code, for five prior years

Coverages Available

  • State Act Workers’ Compensation
  • S. Longshore and Harbor Workers’ Compensation, including all Federal Extensions**
  • Maritime Employers Liability: $1,000,000 limit**

Restricted Classes (Do Not Submit)

  • Asbestos or Lead Abatement Contractors
  • Demolition Contractors
  • Employee Leasing/Temporary Agencies/PEO’s
  • Iron or Steel Erection
  • Long Haul Trucking
  • Restoration Contractors
  • Roofing
  • Scaffolding Contractors
  • Ship Breaking
  • Tree Pruning
  • Underground mining


*Additional items may be required depending on size and hazard.

**$100,000 minimum premium

Contractors Program

Request a Quote

First Name *

Last Name *

Your Email *

Company Name *

State *

Upload Your ACORD App *

If Applicable, Upload Your Supplemental App