Hospitality Program


With over 2000 locations covered nationwide the hospitality program is one of our most successful programs. The program offers all lines of coverage for restaurant bars and taverns all with carriers rated A by A.M. best. We have a designated team of underwriters with over 100 years combined experience in the hospitality area. That expertise along with a loss control program that inspects every location insured allows us to out perform our competitors.

Eligible Carriers

  • Axis Insurance Company
  • QBE
  • Employers

Lines of Coverages

  • General Liability
  • Liquor Liability
  • Workers’ Compensation
  • Property
  • Excess/Umbrella
  • Crime
  • Equipment Breakdown
  • Assault and Battery

Program Highlights

  • A less restrictive alcohol-to-food ratio
  • Up to 100% alcohol acceptable
  • Offering many insurance products that are rated A or better by A.M. Best
  • Limited entertainment permitted
  • Up to 5 million in property values at any one location
  • Business interruption coverage included
  • No general liability or liquor liability deductibles
  • Program available in 37 states

Target Markets

  • Restaurants
  • Bars
  • Taverns
  • Sports Bars
  • Cafes
  • Delis
  • Pizza Parlors

Submission Guidelines

hospitality Program
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