USL&H Insurance

CTS Underwriters can place workers’ compensation insurance for USL&H exposures, and the Oil and Gas industry. On policies we place on your behalf through AIG’s Specialty Workers’ Compensation division, we can provide claims and customer service.


  • Available in 41 States plus Washington, D.C. (ALL except MA, ME, FL, NJ and NY and the Monopolistic States WA, ND, OH and WY)
  • Can Accept Up to a 1.79 Experience Modification (EMOD)
  • $10,000 Minimum Premium
  • Competitive Commissions
  • Quick Turnaround on Submissions
  • Service Level You Expect

Submission Guidelines

  • ACORD Application
  • Supplemental Application (when necessary)
  • Three Years of Loss Info (preferably five)
  • Modification Worksheet Preferred
Target Class Codes
Artisan Contractors
Marine Flooring Installation
Boat Dealers
Navigation Aids Sales & Installation
Boat Installation & Maintenance
Oil & Gas Consultants
Boat Suppliers
Oil or Gas Lease Work by Contractors
Bridge Construction
Oil or Gas Pipeline Construction
Communication Equipment Ship Installation
Oil or Gas Well Installation or Recovery of Casing
Oil Rig Service Contractors
Cruise & Port Vendors
Painting & Sandblasting Contractors
Derrick or Oil Rig Erection or Dismantling
Pile Driving Contractors
Dock Builders
Dock Installation & Repair
Retail Stores*
Fire Suppression Equipment Installation on Rigs
Ship Repair
Hospitality Ports
Shipyard Maintenance
Maintenance & Property Management
Tank Erection & Repair
Marine Contractors
Welding Contractors
USL&H Insurance

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Upload Your ACORD App *

If Applicable, Upload Your Supplemental App