Workers’ Compensation Insurance


CTS Underwriters specializes in workers’ compensation insurance. We develop innovative solutions that help our clients contain costs and minimize risk through customized insurance products and services. As a managing general agency, we produce, underwrite and service alternative market and guaranteed cost workers’ compensation insurance policies for leading insurance companies. Led by CTS Underwriters’s outstanding underwriters, you’ll find our team of professionals:

  • Have extensive knowledge of the workers’ compensation industry
  • Provide excellent customer service, on both regional and national levels
  • Work with the finest insurance agents from coast to coast
  • Respond quickly to matters that affect agents and policyholders

CTS Underwriters can look at a broad range of accounts including high mods or loss ratios. Our markets take a true underwriting approach to your business.

CTS Underwriters gives your agency access to markets that have

  • Low minimum premiums
  • No experience mod maximums
  • No loss ratio limits
  • No years in business restrictions

Main Street Business

  • Automotive Repair Shops
  • Food Processing/Manufacturing
  • Private & Charter Schools
  • Professionals- All Types
  • Restaurants
  • Retail Stores
  • Services & Repair Operations
  • Wholesale Stores

Assisted Living, Group Homes, Social Service Organizations

  • Charitable/Welfare Organizations
  • Assisted Living Facilities
  • Home Healthcare
  • Non-Profits
  • Residential Care Facilities
  • Social Service Organizations

Artisan & Contracting Operations

  • Landscaping
  • Building Materials Dealers
  • Cabinet Installation
  • Carpentry
  • Carpet & Flooring Installers
  • Low Voltage Electricians
  • Painting
  • Plumbing

Submission Requirements

  • ACORD Application
  • Supplemental Application (when necessary)
  • Three Years Loss Info (preferably five)
Workers' Compensation Line of Coverage

Request a Quote


First Name *


Last Name *


Your Email *


Company Name *


State *

Upload Your ACORD App *

If Applicable, Upload Your Supplemental App

Message